What is FR-44 Insurance in Virginia?

If you are convicted of a DUI in Virginia, you’ll be considered a “high-risk” driver for insurance purposes. To reinstate your driver’s license, you’ll need to apply for an FR-44, or Certification of Financial Responsibility, to reinstate your driver’s license. So, it’s important to understand how to get FR-44 insurance certification in Virginia.

How Do I Get FR-44 Insurance in Virginia?

First, an FR-44 isn’t actually insurance. Instead, it’s a document that shows that your auto insurance coverage meets Virginia’s minimum liability requirements. In other words, it’s proof of insurance that will allow you to keep driving.

You can apply for an FR-44 in Virginia to find and compare quotes with providers, or ask your current insurance provider. State laws can be complicated, so we partner with Freeway Insurance as a great source of information about FR-44 or SR-22. (That’s a similar document required in many other states.)

How Long Will I Need an FR-44 in Virginia?

Each DUI case varies, but state law typically requires you to maintain an FR-44 in Virginia for three years after your license revocation period is over. The amount of time may vary depending on the nature of the DUI offense and other extenuating circumstances.

How Much Does an FR-44 Cost?

The cost is typically around $25 to file an FR-44 insurance certificate in Virginia. However, you can also expect a cost increase for your auto insurance.

A recent survey of first-time DUI offenders revealed that an auto insurance premium increased by an average of $800 a year after a DUI. Combined with other expenses – attorney’s fees, fines, bail, an Ignition Interlock Device (IID) and so on – a DUI can be an expensive proposition.

Save Money on Ignition Interlock

Once you’ve worked out your FR-44 in Virginia, you shouldn’t have to worry about paying too much for your Ignition Interlock. Our pricing is the lowest in the nation, with no hidden fees or unethical scams.

You’ll get a discreet, easy to use IID along with fast, professional installation – often on the same day. You can choose an Ignition Interlock payment plan that fits your budget.

Schedule an installation appointment today by calling (800) 831-3299 or getting a quote online. A knowledgeable Customer Care specialist will get you back on the road quickly.